A vehicle
service contract (VSC) is a smart investment. It can help cover the cost of
unexpected repairs and keep your vehicle running at its best. But how do you
know if the plan is right for you? Here are a few questions you can ask your
VSC salesperson to make sure you know exactly what you’re getting.
How
Much Does The VSC Cost?
Obviously, money is one of the most important factors in the decision-making
process. Is your vehicle worth the investment? If so, you’ll want more
coverage, which means more money. However, the amount you pay now could add up
to hundreds of dollars in savings later.
What
Does The VSC Cover?
Consider your driving habits and the make and model of your vehicle. For
instance, if the company who manufactures your car is known for the quality of
their interior components and you plan on keeping your vehicle in a garage,
then you probably don’t need paint and fabric protection as part of
your VSC.
How
Long Does The VSC Last?
Again, the way you drive has a big impact. If you plan on keeping the vehicle
for several years or know you’ll be spending a lot of time on the road, then
having a VSC makes a lot of sense. You’ll also want to know if your vehicle is
currently under a manufacturer’s warranty since the VSC typically goes into
effect after the manufacturer’s warranty
expires.
Who
Backs The VSC?
Make sure that the company behind your plan is reputable. Some good indicators
to help determine credibility include an A.M. Best rating, which demonstrates
financial strength and stability, and a Better Business Bureau rating, which
assesses the company’s business practices. Also, look at how long the company
has been in business and examine their background.
How
Are Services And Claims Handled?
Find out if the company has a network of service providers. Are they in your
area and readily available to work on your vehicle? Once this has been
determined, inquire about claim submission and processing. Can you submit
claims online? Does the company have a reliable customer service department to
assist you? And do they provide fast and convenient service to help get you
back on the road as soon as possible?
Don’t
Be Afraid To Ask Any Other Questions You Might Have
You should never feel pressured into purchasing coverage that you don’t
understand. If there is anything about your vehicle service contract that
doesn’t make sense to you, don’t hesitate to ask. Always remember, it is the
salesperson’s responsibility to assist you. If you don’t feel that you are
getting the help you need to make a proper purchasing decision regarding your
VSC, then you probably aren’t going to get the right help should something go
wrong with your vehicle.
Got
a question about one of our vehicle service contracts? Contact us online athttps://warrantech.com/contact-us/ or call at 800.833.8801.
We’re happy to help.
Filed Under: A.M., automotive, Best, Better, Bureau, Business, claims, contract, service, vehicle,VSC, Warrantech